Farming With No Insurance

Agriculture is a very important part of our society. It is what helps to create crops and many other things that we use every single day. Farming takes a lot of hard labor and a lot of time, and farmers expend a lot of their time and energy to conserve their farms. People who own farms use that as their source of income. They have an abundant amount of animals in which they take care of on the farm, and use in order to get food resources.

Because the farmers use this as their main source of income, it is hard for them to get and maintain health insurance. Most families obtain health insurance by working for a corporation full time, and because farmers are self-employed they carry the burden of purchasing health insurance on their own. This is the reason that most farmers operate without health insurance. They make sure to at least carry insurance on their farms, tools, and livestock.

With the life of a farmer being such a risk, the insurance is more expensive as well. Farmers have to work with very dangerous equipment every day. If a farmer gets severely injured or ill, it is very possible and likely that he and his family will lose the farm. Because this is a known issue among the farming community, the government created something to try and help called the Affordable Care Act. This act provided different and new options of insurance for the farmers to choose from, while being more affordable than it was in the past. However, the Affordable Care Act is still not as affordable as most farmers would like. This act is an excellent advancement towards what farmers need, and shows promise for the future that farmers will be able to obtain the coverage they need, and keep their farms.

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